How We Can Help You

Free financial help, advice and impartial credit support is available for all consumers with a whole range of debt problems.

Levels of personal debt across the UK are now more than £1.3 Trillion with more than 2 million homes facing some degree of significant financial difficulty.

The Council of Mortgage Lenders has recently announced that more than 17,000 properties were repossessed during 2006 and are forecast to continue increasing up to 2010 and beyond.

2006 saw the highest level of personal insolvencies since records began with more than 62,000 bankruptcies recorded.

When we read headlines like these, we can understand that the demand for debt help and advice is growing daily across the UK. Many of the charitable debt advice agencies such as Citizens Advice continually comment that they are struggling to cope with the increasing demand for debt advice and support. Financial Guardian is part of one of the leading firms of debt Insolvency Practitioners in the UK with more than 50 years experience in supporting consumers and small businesses to restructure their finances and avoid bankruptcy.

Financial Guardian has many years experience in helping people and small business owners sort out a wide range of debt problems. We can help our customers to :-

Reduce payments on unsecured debts where necessary so that the customer can continue to live.
Obtain direct advice and direct help on actually consolidating debts over periods of up to five years.
Stop unnecessary interest and charges on unsecured debts as well as any Court action which may arise.

If you have a significant unsecured debt problem (owing more than £15,000 debt) you may qualify for a little known government approved solution called an Individual Voluntary Arrangement sometimes also called "Second Chance" or "Rescue" legislation. The new legislation has been specifically designed to help consumers and small business or self employed people restructure overwhelming debts, and allow them to meet their current financial situation, rather than continue to borrow beyond the point where a debt restructure is possible, and bankruptcy then becomes inevitable.

Whatever financial predicament you may find yourself in there a many different debt solutions available. For completely impartial and professional advice please contact us on 0800 043 50 43 or complete our enquiry form and let us call you back.